Learn what business interruption commercial insurance is and why your restaurant needs it.

Learn what liquor liability insurance is and how it impacts your New Jersey restaurant.

Learn more about commercial restaurant insurance and options to cover takeout food.

Learn why events like the “office party” can put a strain on a restaurant and may have a direct impact on its insurance needs. 

There are so many different types of restaurants that it is impossible to find a one-size-fits-all insurance policy. Learn restaurant insurance coverage essentials.

If you are looking to hire temporary staff to get you through the holidays peak times, be sure that you have the right restaurant insurance

The most common cause of insurance claims within the New Jersey restaurant industry is not food related. It’s fire. Learn what to look for.

Learn if restaurant insurance will cover your restaurant in the event of a food poisoning incident.

Learn if you need specific restaurant insurance policy endorsements if you are hiring young people.

If you’ve ever rented a car, then you’ve heard the question from the clerk in the car-rental office: “Do you want rental car insurance?”

Learn about the different types of restaurant theft and what you can do to protect yourself.

Did you know that you can get restaurant insurance against unfavorable weather? Learn more...

Hiring seasonal workers? Double-check the paperwork and ensure that your restaurant insurance will cover you if something goes wrong. Learn more...

What are things to consider with a food-truck insurance policy? Learn more...

If your air conditioning fails and it impacts your restaurant, will your restaurant insurance cover business interruption? Learn more...

Learn what the liability and umbrella policies included in your restaurant insurance will cover including delivery driving which is typically not covered. Learn more...

Do you have liquor liability insurance? You cannot assume that either your General Liability or Umbrella Policy will protect you should you suffer a loss that can be directly connected to the consumption or sale of liquor. Learn more...

Is your outdoor dining covered by your general liability restaurant insurance? You may need some additional supplements to ensure full coverage and protection. Learn more...

Should you get an off-the-shelf insurance package or look for something that is specifically tailored for your restaurant? Learn more...

Being smart about your restaurant insurance can save you money upfront and ensure that if things do go wrong, you will be covered. Learn more...

No matter how much you minimize your restaurant’s risks, there will always be things that are, simply, outside of your control. Learn more...

Learn how off-premises insurance can be important for your restaurant’s catered events. Learn more...

When it comes to buying group health insurance for your restaurant there are seemingly endless online resources. Learn how we can help...

What are some of the things you can do before you need to make a claim on your restaurant insurance policy? Learn more...

Covid-19 and staffing shortages are causing unprecedented problems for restaurant owners and may impact your restaurant and insurance coverage. Learn how...

Because of the high dollar value of settlements, today’s restaurant and bar owners are choosing to extend their restaurant insurance coverage by purchasing high-limit umbrella policies. Learn why...

Before the holiday season gets away from you, it’s a good thing to double check on your restaurant insurance policies. Learn why...

With the exception of Texas, every state in the US requires private employers to carry Workers’ Compensation Insurance and each state has its own rules. Learn what New Jersey’s are.

Most general liability insurance policies specifically exclude employment practices liability coverage and, as an employer of even a small staff, you do need that protection. Learn more..

Learn why your restaurant insurance coverage should include cyber coverage to protect your business. Learn more...

Learn why employee theft insurance is an important addition to standard restaurant insurance. Learn more...

Having the right property damage coverage is an essential part of any restaurant insurance policy. Learn why...

Learn the three principal areas of financial hardship that will be covered by Boiler and Machinery/Equipment Breakdown Insurance for your restaurant.

Sewage back-up, water-pressure interruption, electricity or gas outage… any and all of these can lead to serious problems and often the temporary closure of a restaurant.

Food spoilage and contamination insurance is a sensible “add-on” coverage for any restaurant or food-related business as part of an overall restaurant insurance policy.

As a restaurant owner, the impact of that person acting under the influence can have far-reaching consequences if you don’t have liquor liability insurance.

No matter how diligent you are as a restaurant owner, there will always be circumstances that can unexpectedly force you to temporarily close your doors.

60% of all cyber attacks are targeted at small to medium sized businesses.