There is no such thing as a risk-free business. Whether you are a small-business owner with just one or two employees, or own a string of retail outlets employing hundreds of workers, you need commercial insurance.

The risks in business come from all angles—both from within your company and from without. Commercial insurance offers coverage for just about every eventuality.

There are some commercial insurance needs that are common to all businesses: property and general liability insurance, workers compensation insurance, group health insurance, for example. Then there are the insurance needs that are specific to particular industries or even to individual businesses.
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commercial workers compensation insurance agency provider in new jersey
When considering commercial insurance for your business it’s important that you get the right coverage. Whatever industry you’re in you’ll likely need the essentials—property liability, professional liability, general liability, workers compensation, and group health. But beyond that you will need coverage that applies to your particular needs.

For example: if your business owns a vehicle used by one or several employees either on site or on public roads, you’ll need business auto insurance. If you own a retail outlet with large display windows and brand signage, you’ll want sign and glass insurance. If you send out product as cargo, you’ll need ocean cargo or inland marine insurance. If you’re a contractor—working alone or with many employees—builders risk insurance will be a must. Maybe you host events for your customers or subscribers, in which case you should have special events insurance. Many businesses, especially small businesses, today invest in cyber crime insurance—coverage against an unseen assailant who can wreak havoc in an instant.
Then there is equipment breakdown insurance, disability insurance, directors and officers liability insurance, employment practices liability insurance… When it comes to commercial insurance there is a vast array of different policy types and levels of coverage…it can be bought piecemeal as individual policies or bundled together in a commercial insurance package.

Figuring out what type of commercial insurance policy, how much to pay, and what level of coverage you will need, can be quite complex and certainly daunting. Talking to the right commercial insurance agent with a long working history and faultless track record is key.The Vozza Agency has been operating in New Jersey for more than 65 years. We have more experience and more regional expertise in commercial insurance packages than just about any agency in the state.

In your field we know that you’re the best…but when it comes to commercial insurance The Vozza Agency is the best.
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Commercial Insurance Expertise


Complete Commercial Package Policies Including

Commercial Property
Commercial Liability
Products Liability
Professional Liability
Errors & Omissions Liability
Directors & Officers Liability
Employment Practices Liability
Cyber Liability
Workers Compensation
Commercial Auto
Tools & Equipment
Umbrella Coverage
Ocean Cargo
Inland Marine


Employee Benefit Programs Including:
( 2 through 2,000 Employees )

Group Medical
Group Life
Short/Long-Term Disability
Group Dental
Group Long-Term Care
401K Plans
Buy/Sell Insurance
Key Man Insurance
Prescription Plans
Vision Care

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