Get a QuoteSubmit A PaymentReport A ClaimContact Us
Rain falling on restaurant tables

Weather Insurance for Your Restaurant

June 30, 2022

Did you know that you can get restaurant insurance against unfavorable weather?

It’s well known that there is event insurance that covers bad-weather cancellations, but special events are not the only enterprises that depend on the cooperation of the weather.

If your restaurant is one of the many that have outside dining, or perhaps is known for its spectacular views, or is a destination restaurant because of its beach front…then you know all about praying for good weather. Indeed, for any restaurant on the New Jersey Shore, the weather can either make or break the busiest season. But there is insurance to protect your revenue.

Income Stabilization Insurance protects you if weather adversely affects your earnings. And it need not be catastrophic weather. Perhaps it rains on three of the four July weekends and 50% of your restaurant’s summer dining space is outside. Or it’s unseasonably cool and your New Jersey Shore restaurant depends on beachgoers. Or record-breaking heat compels people to stay home. Whatever the reason for your restaurant’s dip in revenue, income stabilization insurance, sometimes called weather insurance, can offer you welcome coverage.

Income stabilization insurance policies are uniquely tailored to specific businesses and so you can design it on your restaurant’s specific risks, concerns, and needs.

You can’t stop the rain from falling, but you can mitigate its impact on your New Jersey restaurant by having the right insurance.

For more information on top rated restaurant insurance in New Jersey contact Vozza Agency.

Back to Blog

Our Insurance Carriers