Blog/News

coworkers hanging out in a bar, happy hour time

Office Parties and the Insurance your Restaurant Will Need

November 28, 2022
Learn why events like the “office party” can put a strain on a restaurant and may have a direct impact on its insurance needs. 
server at fancy restaurant with wine glasses

Essential Restaurant Insurance Coverage Types For Your N.J. Restaurant

November 5, 2022
There are so many different types of restaurants that it is impossible to find a one-size-fits-all insurance policy. Learn restaurant insurance coverage essentials.
elegant restaurant table at christmas

Holiday Staffing and Restaurant Insurance Coverage

October 24, 2022
If you are looking to hire temporary staff to get you through the holidays peak times, be sure that you have the right restaurant insurance
fire on stove in restaurant - restaurant insurance park ridge nj

Fire in your Restaurant—Are you Covered?

October 4, 2022
The most common cause of insurance claims within the New Jersey restaurant industry is not food related. It’s fire. Learn what to look for.
woman on couch with upset stomach

Food Poisoning at Your Restaurant—Are you Insured?

September 23, 2022
Learn if restaurant insurance will cover your restaurant in the event of a food poisoning incident.
asian chinese teenage boy waiter looking at camera smiling work at cafe width=

Under-18 Employees and Your Restaurant Insurance

September 5, 2022
If you’ve ever rented a car, then you’ve heard the question from the clerk in the car-rental office: “Do you want rental car insurance?”
Car Rental Agreement With Red Car on Left View

Car Rental Insurance—Do You Need It?

August 1, 2022
If you’ve ever rented a car, then you’ve heard the question from the clerk in the car-rental office: “Do you want rental car insurance?”
woman smiling at restaurant cash register

Why Your Restaurant Needs Business Crime Insurance

July 15, 2022
Learn about the different types of restaurant theft and what you can do to protect yourself.
Rain falling on restaurant tables

Weather Insurance for Your Restaurant

June 30, 2022
Did you know that you can get restaurant insurance against unfavorable weather? Learn more...
waitress with face mask serving happy couple outdoors on terrace restaurant

Seasonal Employees can Mean Extra Risks—is Your New Jersey Restaurant Insured?

June 16, 2022
Hiring seasonal workers? Double-check the paperwork and ensure that your restaurant insurance will cover you if something goes wrong. Learn more...
mature man making tacos in his food truck

Hit the Road but Don’t Forget the Insurance for Your New Jersey Food Truck

June 1, 2022
What are things to consider with a food-truck insurance policy? Learn more...
restaurant air conditioner unit

Outside Dining In New Jersey? Your Restaurant Insurance Has You Covered

May 16, 2022
If your air conditioning fails and it impacts your restaurant, will your restaurant insurance cover business interruption? Learn more...
Man delivering online grocery order

Insurance for your New Jersey Restaurant Delivery Drivers

May 1, 2022
Learn what the liability and umbrella policies included in your restaurant insurance will cover including delivery driving which is typically not covered. Learn more...
Bartender stirring alcohol cocktail with a spoon

Does your New Jersey Restaurant Insurance Include Liquor Liability Coverage?

April 15, 2022
Do you have liquor liability insurance? You cannot assume that either your General Liability or Umbrella Policy will protect you should you suffer a loss that can be directly connected to the consumption or sale of liquor. Learn more...
night shot of a dressed garden table restaurant insurance coverage provider park ridge

Outside Dining In New Jersey? Your Restaurant Insurance Has You Covered

March 31, 2022
Is your outdoor dining covered by your general liability restaurant insurance? You may need some additional supplements to ensure full coverage and protection. Learn more...
View inside a bar - no people - best restaurant insurance coverage provider park ridge

Off-The-Shelf Or Custom-Bespoke—Which Insurance Do You Need For Your New Jersey Restaurant?

March 16, 2022
Should you get an off-the-shelf insurance package or look for something that is specifically tailored for your restaurant? Learn more...
wine glasses on empty restaurant table - best restaurant insurance coverage provider park ridge

Get Smart And Save Money On Your Restaurant Insurance

March 1, 2022
Being smart about your restaurant insurance can save you money upfront and ensure that if things do go wrong, you will be covered. Learn more...
restaurant closed sign - top rated restaurant insurance coverage provider park ridge

When Things Go Wrong, Having The Right Restaurant Insurance Will See You Through

February 15, 2022
No matter how much you minimize your restaurant’s risks, there will always be things that are, simply, outside of your control. Learn more...
elegant buffet table - top rated restaurant insurance coverage provider park ridge

Off-Premises Insurance… is Your Restaurant’s Catered Event Covered?

January 31, 2022
Learn how off-premises insurance can be important for your restaurant’s catered events. Learn more...
happy restaurant workers - top rated restaurant group health insurance coverage provider park ridge

Group Health Insurance for New Jersey Restaurants

January 15, 2022
When it comes to buying group health insurance for your restaurant there are seemingly endless online resources. Learn how we can help...
examining an insurance policy - top rated restaurant insurance coverage provider park ridge nj

Making a Claim On Your New Jersey Restaurant Insurance

December 31, 2021
What are some of the things you can do before you need to make a claim on your restaurant insurance policy? Learn more...
restaurant owner with staff - best restaurant insurance coverage provider park ridge nj

Staff Shortages And How They Affect Your Restaurant Insurance

December 15, 2021
Covid-19 and staffing shortages are causing unprecedented problems for restaurant owners and may impact your restaurant and insurance coverage. Learn how...
friends at restaurants drinking coffee - best restaurant insurance coverage provider park ridge nj

Umbrella Policies—Protection For Your New Jersey Restaurant Insurance

November 28, 2021
Because of the high dollar value of settlements, today’s restaurant and bar owners are choosing to extend their restaurant insurance coverage by purchasing high-limit umbrella policies. Learn why...
coffee shop during holidays - best restaurant insurance coverage provider park ridge nj

Lowering Your New Jersey Restaurant’s Liability Risks During The Holidays

November 15, 2021
Before the holiday season gets away from you, it’s a good thing to double check on your restaurant insurance policies. Learn why...
manager and restaurant employees - best restaurant insurance coverage provider park ridge nj

Does Restaurant Insurance Include Workers’ Compensation Insurance?

November 1, 2021
With the exception of Texas, every state in the US requires private employers to carry Workers’ Compensation Insurance and each state has its own rules. Learn what New Jersey’s are.
manager with restaurant employees - best restaurant insurance coverage provider park ridge nj

Does Your Restaurant Insurance Include Employment Practices Liability Insurance And Do You Really Need It?

October 16, 2021
Most general liability insurance policies specifically exclude employment practices liability coverage and, as an employer of even a small staff, you do need that protection. Learn more..
valet parking signs - top rated restaurant insurance coverage provider park ridge nj

Valet Parking And Garage Keepers Liability—Why It Should Be Included In Your Restaurant Insurance

October 1, 2021
If, as a restaurant owner, you employ your own valet parking staff, it is vital that you add Valet Parking Liability to your restaurant insurance policy. Learn more...
online food order concept - top rated restaurant insurance coverage provider park ridge nj

Even Small Restaurants Need Cyber Coverage As Part Of Restaurant Insurance

September 15, 2021
Learn why your restaurant insurance coverage should include cyber coverage to protect your business. Learn more...
restaurant employee stealing stock - top rated restaurant insurance park ridge nj

Employee Theft—The Biggest Cause of Restaurant Inventory Shortage

August 30, 2021
Learn why employee theft insurance is an important addition to standard restaurant insurance. Learn more...
closed sign on restaurant - best rated restaurant insurance park ridge nj

Property Damage Insurance—Essential Coverage for any Restaurant

August 15, 2021
Having the right property damage coverage is an essential part of any restaurant insurance policy. Learn why...
professional restaurant equipment - boiler machinery equipment breakdown restaurant insurance

Why Your Restaurant May Need Boiler and Machinery/Equipment Breakdown Insurance

July 28, 2021
Learn the three principal areas of financial hardship that will be covered by Boiler and Machinery/Equipment Breakdown Insurance for your restaurant.
empty lights off cafe - water, utilities and sewage restaurant insurance park ridge nj

How Water, Utilities, Sewage Insurance Can Protect Your Restaurant

July 15, 2021
Sewage back-up, water-pressure interruption, electricity or gas outage… any and all of these can lead to serious problems and often the temporary closure of a restaurant.
mold on strawberries - food spoilage and contamination restaurant insurance park ridge nj

Food Spoilage and Food Contamination Insurance—Who Needs It?

July 5, 2021
Food spoilage and contamination insurance is a sensible “add-on” coverage for any restaurant or food-related business as part of an overall restaurant insurance policy.
two draft beers on bar top - liquor liability restaurant insurance park ridge nj

Liquor Liability Insurance—A Must for all New Jersey Restaurants

June 28, 2021
As a restaurant owner, the impact of that person acting under the influence can have far-reaching consequences if you don’t have liquor liability insurance.
business interruption drawing concept - business interruption restaurant insurance park ridge nj

With business interruption insurance, an interruption needn’t become a closure for a restaurant

June 15, 2021
No matter how diligent you are as a restaurant owner, there will always be circumstances that can unexpectedly force you to temporarily close your doors.
cyber security insurance agency

Cyber threat not a concern for your small business? Think again.

February 14, 2018
60% of all cyber attacks are targeted at small to medium sized businesses.

Our Insurance Carriers

Get a QuoteSubmit A PaymentReport A ClaimContact Us