We at The Vozza Agency use a three-phase approach to develop a comprehensive insurance and risk management program tailored for your municipality. We diligently review your exposures, and tolerance for risk in order to determine the scope and type of coverage suitable for your municipality. Understanding your risk philosophy is paramount in the development of this strategy.
Our objective is to deliver the best program at the most competitive cost. We monitor each account, collect data and conduct a thorough analysis in order to make recommendations on an ongoing basis. You can be assured that we will analyze industry trends and keep our client informed of the latest options, coverages and markets available in order to provide the proper protection at the most competitive cost.
Phase 1: Evaluation and Analysis of Exposure
In-depth review of your activities and operations
Analysis and qualification of current exposures
Assessment of possible options
Feedback, selection, implementation and monitoring of best options
Phase 2: Program Development and Implementation
A detailed critique of strategy to ensure that all viable alternatives receive proper consideration
Effective marketing and presentation of your risks to the insurance marketplace to solicit the widest variety of proposals
Thorough analysis of all options and proposals for accurate presentation to the client
Phase 3: Proactive Customer Services
Rapid response to daily service needs
Coverage interpretation
Certificate of Insurance provided on request
Claims reporting, assistance and follow-up
Review Insurance related portions of Contracts and policy review including hold harmless agreements
Analysis of effectiveness of coverage of others
Collection of claims data and analysis of types accidents/losses
