For over 40 years, The Vozza Agency has specialized in servicing the insurance and risk management needs of New Jersey municipalities. From town hall to the police and volunteer firefighter, utilities, parks and roadways, we have the knowledge and experience to make sure your town is properly covered.
We explore areas of competitive pricing, counsel clients on coverage, limits, costs, and the feasibility of alternate methods of risk transfer including joint insurance funds, pooled health insurance funds, partially self-insured and fully-insured programs. The Vozza Agency acts as risk managers for the community, providing such services as reviewing insurance requirements in contracts, compiling insurance budgets and loss analysis. We even have a dedicated claims unit on-site in our offices to service our clients effectively and as quickly as possible and intercede on our municipalities’ behalf when necessary.
We Offer Complete Package Policies Including:
Property/General Liability
Public Official Liability
Police Professional
Fire Department E&O
Blanket Accident
Workers Compensation
Commercial Auto
Bonds
Risk Management Consulting
Joint Insurance Funds (JIFs)
Health Insurance Funds (HIFs)
Dividend Programs
The Vozza Agency was instrumental in forming many of the municipal Joint Insurance Funds (JIFs) that currently exist around the State including the Bergen Municipal Fund JIF which was the first Municipal JIF formed in NJ pursuant to 40A:10.36 NJSA. Because we were involved with the creation of the Joint Insurance Funds, we are thoroughly familiar with the inner workings of JIFs and various risk management techniques for public entities. (We are very familiar with the coverages and legislative issues affecting municipalities as well as the markets that provide the broadest coverage at the most competitive prices.) Employee Benefit Programs Including:
Group Medical
Group Life
Prescription Plans
Health Insurance Funds (HIFs)
Short/Long-Term Disability
Group Long-Term Care
Group Dental
Group Vision Care
The agency's services go beyond designing employee benefit programs to include aiding in union negotiations.
